With the recent economic meltdown and bills passed by Washington to help people with credit cards, some credit card companies have responded by tightening up their credit offers to customers. It's a lot harder for people to get credit cards, and those who have credit cards are finding their rewards reduced and interest rates raised. You're probably thinking that you'll have to take what you get, but you may find that it's more beneficial for you to take a proactive approach to credit as opposed to a reactive one, as you may have done in the past.
With some detective work on your end, you may find yourself with better credit card offers than if you just responded to what was offered to you. Instead of hoping that you'll get offered something special, like rewards, a low promotional rate, or something else, you can go out and look for it. And if you have questions about dealing with Credit Card Debt and what you can do about it, they can help you with advice on that as well. If you're having problems paying your bills, contact your creditors, explain the situation, and see if you can negotiate a lower payment plan with them. Ducking the problem won't make it go away. And if you need help, this is one place you can go.