Colleen Doran passes along this bit from her e-mail of a speech about 11 thing you don't learn in high school. It's purported to be from Bill Gates, but Colleen relays this Snopes link debunking that claim, and has 3 other pieces of advice. Good advice, nonetheless.
P.S. to Cousin Ruthie: I'm sorry I would debunk the e-mails you send like this. Getting to the bottom of urban legends has been something of a hobby of mine, and anything I did along those lines in my replies was not meant as anything against you.